Overseas Student Health Cover
OSHC Psychology Sessions Guide
If you are studying in Australia and unsure how OSHC works for psychology, start by checking your insurer’s rules and asking your GP for a clear referral.
This guide explains the practical steps for overseas students who want to ask about psychology sessions, GP referrals, invoices, and possible OSHC claiming.
Quick answer
OSHC may help with psychology session costs, but the rules depend on your insurer and policy. Before booking, check whether psychology or clinical psychology is covered, whether you need a GP referral first, and how much you may need to pay yourself.
Breathe-n-Smile Psychology can provide appointment invoices and receipts for your claim. Your insurer decides whether a benefit is payable.
How to get the right GP referral
Book a longer GP appointment and say you would like to discuss a psychology referral for OSHC claiming. If your insurer asks for a mental health treatment plan, ask the GP whether this is appropriate for your situation.
You can ask the GP to address the referral to:
Breathe-n-Smile Psychology
Bandai Choi, Clinical Psychologist
Phone: 0431 853 927
Email: reception@breathe-n-smile.com
Secure messaging: HealthLink EDI breathen; Medical Objects 1620212Y
Helpful pages
These pages may help you compare appointment options before you contact the practice.
Common questions
Is OSHC the same as Medicare?
No. OSHC is private health insurance for overseas students. Most international students are not eligible for Medicare, unless they have separate eligibility through another arrangement.
Can I claim a session if I get the referral later?
Ask your OSHC insurer before booking. The safest option is usually to check your policy and obtain the referral before your first psychology appointment. You can still book a 15-minute call first if you want to understand the most suitable next step.
Can I use OSHC for assessment?
It depends on your insurer and policy. Ask whether assessment, therapy, reports, or clinical psychology services are covered and what wording they need on invoices.
Can sessions be in Cantonese or Mandarin?
Yes. Being able to express yourself in the language that feels most natural can help sessions feel clearer, safer, and easier to begin.
如何請 GP 寫合適的轉介信
預約 GP 時，可以要求較長的診症時間，並說明你想討論心理服務轉介及 OSHC 索償。如果你的保險公司要求 Mental Health Treatment Plan，可請 GP 評估是否適合你的情況。
你可以請 GP 將轉介信寫給：
Breathe-n-Smile Psychology
Bandai Choi, Clinical Psychologist
電話：0431 853 927
Email：reception@breathe-n-smile.com
Secure messaging：HealthLink EDI breathen；Medical Objects 1620212Y
相關資料
以下頁面可以幫助你在查詢前先了解費用、服務形式及語言選擇。
常見問題
OSHC 和 Medicare 一樣嗎？
不一樣。OSHC 是海外學生的私人健康保險。大部分國際學生不符合 Medicare 資格，除非另有特定資格或安排。
可以先見心理學家，之後才補 GP 轉介嗎？
請先問你的 OSHC 保險公司。較穩妥的做法，通常是在第一次心理面談前先確認保單要求及取得所需轉介。不過，你也可以先安排 15 分鐘通話，了解哪一種安排最適合。
OSHC 可以用於評估嗎？
要視乎你的保單。請向保險公司確認 assessment、therapy、report 或 clinical psychology services 是否受保障，以及發票需要甚麼資料。
可以用廣東話或普通話面談嗎？
可以。能用自己最自然的語言表達自己，往往會讓面談感覺更清楚、更安心，也更容易開始。
如何请 GP 写合适的转介信
预约 GP 时，可以要求较长的看诊时间，并说明你想讨论心理服务转介及 OSHC 报销。如果你的保险公司要求 Mental Health Treatment Plan，可请 GP 评估是否适合你的情况。
你可以请 GP 将转介信写给：
Breathe-n-Smile Psychology
Bandai Choi, Clinical Psychologist
电话：0431 853 927
Email：reception@breathe-n-smile.com
Secure messaging：HealthLink EDI breathen；Medical Objects 1620212Y
相关资料
以下页面可以帮助你在咨询前先了解费用、服务形式和语言选择。
常见问题
OSHC 和 Medicare 一样吗？
不一样。OSHC 是海外学生的私人健康保险。大部分国际学生不符合 Medicare 资格，除非另有特定资格或安排。
可以先见心理咨询师，之后再补 GP 转介吗？
请先问你的 OSHC 保险公司。较稳妥的做法，通常是在第一次心理咨询前先确认保单要求及取得所需转介。不过，你也可以先安排 15 分钟通话，了解哪一种安排最合适。
OSHC 可以用于评估吗？
要视乎你的保单。请向保险公司确认 assessment、therapy、report 或 clinical psychology services 是否受保障，以及发票需要什么资料。
可以用粤语或普通话咨询吗？
可以。能用自己最自然的语言表达自己，往往会让面谈感觉更清楚、更安心，也更容易开始。