Psychology Funding Options
Different funding pathways may apply depending on your plan, referral, insurer, claim status, and eligibility.
This page explains common options including NDIS, WorkSafe, TAC, private health insurance, financial assistance pathways, and reduced-fee appointments at Breathe-n-Smile Psychology.
Common Funding Pathways
The options below are general information only. Please confirm your eligibility with the relevant funder, insurer, GP, or support coordinator.
NDIS Psychology Support
Self-managed and plan-managed NDIS participants may be able to use eligible Capacity Building or Improved Daily Living budgets for psychology support.
- depends on your plan goals and available budget
- may require plan manager or support coordinator confirmation
- therapy goals should relate to your disability support needs
WorkSafe, WorkCover, and TAC
Psychology sessions may be funded through an accepted workplace injury or transport accident claim where relevant approvals are in place.
- written claim approval may be required before booking
- claim number and insurer details may be needed
- requirements vary by insurer and claim pathway
Private Health Insurance
Some extras policies include psychology rebates. Your insurer can tell you whether clinical psychology is included and how much you may be able to claim.
- rebates depend on your policy and annual limits
- itemised receipts can be provided for claiming
- you usually cannot claim Medicare and private health for the same session
Financial Assistance and Other Schemes
Some clients may have access to state-based schemes or other approved funding pathways. Eligibility is assessed by the relevant scheme.
- approval and documentation requirements vary
- administrative information is handled with privacy and care
- please confirm approval before relying on funding
Reduced-Fee Appointments
Reduced-fee appointments may be considered for clients experiencing financial hardship, depending on current availability and suitability.
- places are limited and not always available
- some supporting information may be requested
- requests are reviewed respectfully and discreetly
Private Payment
You can also choose to pay privately if you do not have a referral or do not want to use a funding pathway.
- no GP referral is needed for private sessions
- private payment may be simpler for some clients
- fees are listed clearly on the Fees page
Privacy note: Please keep ordinary website messages brief. Avoid sending detailed clinical history, reports, claim documents, or sensitive health information through general enquiry forms unless a secure process has been arranged.
Before You Book With a Funding Pathway
It can help to confirm these details before your first appointment.
Check What Is Covered
Ask whether your funding covers therapy sessions, assessment reports, both, or only specific appointment types.
Confirm Approval First
For WorkSafe, TAC, or other scheme pathways, written approval may be needed before sessions can be billed to the funder.
Bring Key Details
Useful information may include plan manager details, claim number, insurer contact, GP referral, or funding approval letter.
Ask If Unsure
If you are not sure which pathway applies, send a brief administrative enquiry before booking.
Frequently Asked Questions
Self-managed and plan-managed NDIS participants may be able to use eligible Capacity Building or Improved Daily Living budgets for psychology support, depending on plan goals, funding arrangements, and suitability.
Psychology sessions may be funded through accepted WorkSafe, WorkCover, or TAC claims where written approval, claim information, and insurer requirements are in place.
Some private health extras policies include psychology. Rebate amounts depend on your policy, annual limits, and insurer rules. Please check with your health fund before booking.
Reduced-fee appointments may be available for clients experiencing financial hardship, depending on eligibility, suitability, and current appointment capacity.
Not Sure Which Funding Pathway Applies?
You can check the Fees page first, or send a brief administrative enquiry before booking.
For privacy, please avoid including detailed clinical history in ordinary website messages.